Protect yourself and your family with health coverage that puts your needs first. From preventive care to emergency treatments, we offer plans that ensure you get the best medical care without financial stress.
Find the perfect coverage for your healthcare needs
Complete coverage including hospitalization, outpatient care, prescription drugs, and preventive services with a wide network of providers.
Affordable coverage with essential benefits including emergency services, hospitalization, and preventive care at competitive rates.
Protect your entire family with comprehensive coverage for parents and children, including pediatric care and maternity benefits.
Comprehensive healthcare protection for every need
Room charges, ICU, surgery, anesthesia, and medical supplies during hospital stays.
Doctor visits, specialist consultations, diagnostic tests, and lab work without hospitalization.
Coverage for generic and brand-name medications with varying copayment levels.
Ambulance services, emergency room visits, and urgent care for sudden illnesses or injuries.
Annual check-ups, vaccinations, screenings, and wellness programs at no additional cost.
Prenatal visits, delivery, postnatal care, and newborn coverage from day one.
Therapy, counseling, and treatment for mental health and substance use disorders.
Physical therapy, occupational therapy, and speech-language pathology services.
Access to top hospitals and healthcare providers nationwide
Plus 5,000+ other hospitals, clinics, and specialists across the country
Estimate your monthly premium based on your needs
Compare our health insurance plans at a glance
| Coverage Feature | Essential Plan | Comprehensive Plan | Family Plan |
|---|---|---|---|
| Monthly Premium (Individual) | $320 | $450 | $850 |
| Annual Deductible | $2,500 | $1,000 | $1,500 |
| Out-of-Pocket Maximum | $7,500 | $5,000 | $8,000 |
| Doctor Visit Co-pay | $40 | $20 | $25 |
| Specialist Visit Co-pay | $60 | $40 | $45 |
| Emergency Room | $500 + 30% | $250 + 20% | $300 + 20% |
| Prescription Drugs | |||
| Maternity Care | |||
| Dental Coverage | Optional Add-on | ||
| Vision Coverage | Optional Add-on | ||
| Mental Health Services |
Answers to common health insurance questions
A deductible is the amount you pay for covered healthcare services before your insurance plan starts to pay. For example, with a $1,000 deductible, you pay the first $1,000 of covered services yourself. After you pay your deductible, you usually pay only a copayment or coinsurance for covered services.
Most likely, yes. We have an extensive network of healthcare providers. You can check if your current doctor is in our network using our provider search tool. If your doctor is not in our network, you may still be able to see them, but you'll typically pay more out-of-pocket.
HMO (Health Maintenance Organization) plans typically require you to choose a primary care physician and get referrals to see specialists. They usually have lower premiums but less flexibility. PPO (Preferred Provider Organization) plans offer more flexibility in choosing healthcare providers without referrals, but typically have higher premiums.
Open Enrollment is the annual period when you can enroll in or change your health insurance plan. For most individual plans, this typically runs from November 1 to December 15 each year. Outside of Open Enrollment, you can only enroll if you have a qualifying life event (like marriage, birth of a child, or loss of other coverage).
All our plans cover preventive services at no cost to you, including annual check-ups, immunizations, cancer screenings (mammograms, colonoscopies), blood pressure screenings, cholesterol tests, and wellness visits. These services are covered 100% with no deductible or copayment when you see an in-network provider.
Don't wait until it's too late. Get a personalized health insurance quote and ensure you and your family have the coverage you need.