Privacy Policy

Introduction

SecureShield Insurance & Financial Services ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site or use our services.

Information We Collect

We collect information that you provide directly to us, including:

• Personal Information: Name, email address, phone number, postal address, date of birth, and social security number when you apply for insurance or request a quote.
• Financial Information: Income, assets, liabilities, and credit information for insurance underwriting and financial planning.
• Health Information: Medical history and current health status for health and life insurance applications.
• Usage Data: Information about how you use our website, including IP address, browser type, pages visited, and time spent on pages.
• Cookies and Tracking Technologies: We use cookies to enhance your browsing experience and analyze website traffic.

How We Use Your Information

We use the information we collect for various purposes, including:

• Providing, maintaining, and improving our insurance and financial services
• Processing your insurance applications and claims
• Communicating with you about policies, updates, and promotions
• Personalizing your experience and delivering relevant content
• Complying with legal obligations and regulatory requirements
• Protecting against fraud and unauthorized transactions
• Conducting research and analysis to improve our services

Information Sharing and Disclosure

We do not sell your personal information to third parties. We may share your information in the following circumstances:

• With Insurance Carriers: To process applications and claims with our partner insurance companies
• With Service Providers: With trusted third parties who assist in operating our website and services
• For Legal Compliance: When required by law, regulation, or legal process
• For Business Transfers: In connection with a merger, acquisition, or sale of assets
• With Your Consent: When you explicitly authorize us to share your information

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information, subject to legal requirements
• Opt-Out: Opt out of marketing communications at any time
• Data Portability: Request a copy of your information in a structured, machine-readable format
• Withdraw Consent: Withdraw consent where processing is based on consent

To exercise these rights, please contact us using the information provided below.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or insurance regulatory requirements).

Typical retention periods:

• Insurance applications and policies: 7-10 years after policy termination
• Financial planning documents: 7 years after service termination
• Website usage data: 2-3 years
• Marketing communications data: Until you opt out

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies are files with a small amount of data that may include an anonymous unique identifier.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.

Third-Party Links

Our website may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us: