Plan Your Perfect Retirement

Secure your golden years with comprehensive retirement planning from SecureShield. Our retirement experts create personalized strategies to ensure you can retire comfortably and enjoy the lifestyle you deserve.

Comprehensive Retirement Solutions

Tailored strategies for every stage of retirement planning

Early Career Planning

For professionals in their 20s-30s. Focus on aggressive savings, 401(k) maximization, and establishing strong retirement foundations.

Age 20-39

Key Focus: Accumulation Phase

Savings Rate: 10-15% of income

Mid-Career Acceleration

For professionals in their 40s-50s. Focus on catch-up contributions, debt reduction, and college funding alongside retirement.

Age 40-59

Key Focus: Peak Earnings Phase

Savings Rate: 15-25% of income

Pre-Retirement Transition

For those 5-10 years from retirement. Focus on income planning, healthcare costs, Social Security optimization, and risk reduction.

Age 55-67

Key Focus: Preservation Phase

Savings Rate: Max contributions

Active Retirement

For newly retired individuals. Focus on sustainable withdrawal rates, tax-efficient income, and managing retirement accounts.

Age 65-75

Key Focus: Distribution Phase

Withdrawal Rate: 3-4% annually

Late Retirement

For retirees 75+. Focus on healthcare planning, legacy goals, required minimum distributions, and long-term care considerations.

Age 75+

Key Focus: Legacy Phase

Priority: Healthcare & Legacy

Small Business Retirement

For business owners. Focus on SEP IRAs, Solo 401(k)s, defined benefit plans, and business succession planning.

Business Owners

Key Focus: Tax Advantages

Contributions: Up to $61,000/year

Retirement Calculator

Calculate how much you need to save for retirement

years
45 years
years
65 years
$
$150,000
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$1,000
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$60,000/year
%
6%
$

Retirement Income Strategies

Sustainable income solutions for your retirement years

Creating Reliable Retirement Income

We help you develop strategies to convert your retirement savings into reliable, sustainable income that lasts throughout your retirement.

Systematic Withdrawals

Regular withdrawals from your investment portfolio using the 4% rule or other sustainable withdrawal strategies. We monitor and adjust based on market conditions.

Best For: Flexible income needs

Risk Level: Medium

Annuities

Guaranteed lifetime income through immediate or deferred annuities. Provides protection against outliving your assets with predictable payments.

Best For: Guaranteed income floor

Risk Level: Low

Reverse Mortgages

Convert home equity into tax-free income while continuing to live in your home. Strategic use can enhance retirement cash flow.

Best For: Homeowners with equity

Risk Level: Medium

Retirement Planning Timeline

Age 50

Catch-up Contributions Begin - Ability to contribute extra to 401(k) and IRA accounts

Age 59½

Penalty-Free Withdrawals - Can withdraw from retirement accounts without 10% penalty

Age 62

Early Social Security - Eligibility for reduced Social Security benefits begins

Age 65

Medicare Eligibility - Enrollment period for Medicare begins

Age 67-70

Full Retirement Age - Full Social Security benefits and delayed credit maximum

Age 72

RMDs Begin - Required Minimum Distributions from retirement accounts must start

25

Years Average Retirement

1.5

Million Recommended Savings

Our Retirement Planning Process

A comprehensive approach to securing your retirement

1

Retirement Assessment

Comprehensive analysis of your current financial situation, retirement goals, and income needs.

2

Goal Setting

Define your retirement lifestyle goals, target retirement age, and income requirements.

3

Strategy Development

Create a customized retirement plan including savings strategy, investment allocation, and income planning.

4

Implementation & Monitoring

Execute the plan and provide ongoing monitoring, adjustments, and annual reviews.

Start Planning Your Dream Retirement Today

Don't leave your retirement to chance. Schedule a free retirement assessment with our experts and create a plan that ensures you can enjoy your golden years with confidence and security.

Retirement Success Stories

What our retirement planning clients say

"SecureShield helped us retire 3 years earlier than planned! Their comprehensive retirement plan gave us the confidence to leave our careers and start enjoying retirement."
Client
James & Linda Thompson

Retired at 62

Retired 3 years early

"As a small business owner, I was overwhelmed by retirement planning options. SecureShield set up a SEP IRA that maximized my contributions while minimizing taxes."
Client
Maria Rodriguez

Business Owner

$45,000 annual contributions

"The Social Security optimization strategy alone added $75,000 to our lifetime benefits. SecureShield's attention to detail in retirement planning is exceptional."
Client
Robert Johnson

Retired Engineer

$75,000 additional benefits