Please read these terms and conditions carefully before using our website and services. By accessing or using SecureShield services, you agree to be bound by these terms.
Last Updated: March 15, 2026 | Effective Date: March 15, 2026
Welcome to SecureShield Insurance & Financial Services ("SecureShield," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your access to and use of our website, products, and services (collectively, the "Services").
By accessing or using our Services, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Services.
By accessing, browsing, or using our website and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
These Terms constitute a legally binding agreement between you and SecureShield. If you are using our Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
SecureShield provides insurance products and financial planning services including but not limited to:
Insurance coverage is subject to underwriting approval, policy terms, conditions, and exclusions. All services are provided in accordance with applicable laws and regulations.
To use our Services, you must:
Our Services are currently available in the United States and select international markets. We reserve the right to limit the availability of our Services to any person, geographic area, or jurisdiction at our discretion.
When you create an account with us, you must provide accurate, complete, and current information. You are responsible for:
We reserve the right to disable any user account at any time if, in our reasonable opinion, you have failed to comply with any provision of these Terms or if we suspect fraudulent activity.
All payments for our Services are subject to the following terms:
| Payment Method | Processing Time | Fees |
|---|---|---|
| Credit/Debit Card | Immediate | No additional fees |
| Bank Transfer | 2-3 business days | No additional fees |
| Electronic Check | 3-5 business days | $2.50 processing fee |
Insurance premiums are billed according to the selected payment frequency (monthly, quarterly, semi-annually, or annually). You authorize us to charge your chosen payment method for all applicable fees and taxes.
Cancellation policies vary by product. Most insurance policies allow cancellation at any time with refunds for unused premium. Specific cancellation terms are outlined in your policy documents.
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our Services, you consent to our collection and use of your information as described in our Privacy Policy.
We collect information necessary to provide our Services, including:
We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction.
The Services and their original content, features, and functionality are owned by SecureShield and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for personal, non-commercial purposes subject to these Terms.
You agree not to:
To the maximum extent permitted by law, SecureShield shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation:
All insurance coverage is subject to the terms, conditions, and exclusions of the specific policy. SecureShield makes no representations or warranties about the suitability of any insurance product for your particular needs.
Our Services provide general information and are not a substitute for professional financial or legal advice. You should consult with qualified professionals before making financial decisions.
We may terminate or suspend your account and access to our Services immediately, without prior notice or liability, for any reason, including if you breach these Terms.
Upon termination:
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.
We may notify you of changes to these Terms by:
Your continued use of our Services after any changes to these Terms constitutes acceptance of those changes.
These Terms shall be governed and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.
Any disputes arising out of or relating to these Terms shall be resolved through binding arbitration in San Francisco, California, in accordance with the rules of the American Arbitration Association.
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect. The invalid or unenforceable provision will be deemed modified to the minimum extent necessary to make it valid and enforceable.
These Terms, together with our Privacy Policy and any other legal notices published by us on the Services, constitute the entire agreement between you and SecureShield regarding our Services.
If you have any questions about these Terms, please contact us:
Address: 123 Financial District, Suite 500, San Francisco, CA 94105
Phone: +1 (555) 123-4567
Email: legal@secureshield.com
Business Hours: Monday-Friday, 8:00 AM - 6:00 PM PST
We typically respond to inquiries within 2 business days.
By using our Services, you acknowledge that you have read these Terms and Conditions, understand them, and agree to be bound by them. You also acknowledge that these Terms constitute the complete and exclusive agreement between you and SecureShield regarding the Services.